Friends of my husband's have miscarried twins. All that we know so far is that they are having trouble with their insurance company because of how far along they were in the pregnancy, and (since we're both lawyers - um, completely useless for almost all legal questions, including this one, but other people don't realize that) they've called us to ask for a bit of advice. I am told that insurance "won't cover it" because they were earlier than 18 weeks along, and that "it" costs $15,000.
What I don't know is what "it" is, whether "it" has already happened, what their policy says about it, who their carrier is, or how much before 18 weeks they were. Obviously, these are all the important questions. (Sigh...they're important from the legal perspective. Of course, to this family, all that's really important is that their babies are dead.)
Anyway, here's what I need to find out, insofar as you know, or have heard:
- How late is it possible to deliver naturally after a miscarriage (rather than getting a D&C)?
- Are you aware of a post-miscarriage D&C having been covered by insurance (and, if so, by what insurance company)?
- How much is a D&C (for miscarriage reasons; I understand that the prices on aborting a live baby are completely different) supposed to cost?
For reference, if it matters, I believe the family lives in the Pacific Northwest.
I'm sorry to add so much sadness to everyone's Tuesday. Believe it or not, if only in a very little (and not nearly making-it-worth-it) sort of way, the sufferings experienced by so many of the women I've met through these pages may be able to lighten the burden of another family in this case.
And of course, I am sure they would not turn down your prayers.